Leaving her small town behind, Bethany Casse moves to Chicago in search of a new life. Working at a top financial bank brings her into contact with two men who are as different as night and day.

Kent Plack, heir to Plack Industries, has no interest in being with a woman for longer than one night. A spoiled and lazy man-whore, he is completely content with his playboy lifestyle, and Beth is surprised when they form an unlikely friendship.

Brian Benson, a finance banker, is gorgeous and respectful. A man plucked from Beth's dreams, he is definite husband material. Unfortunately, Beth has a hard rule against dating coworkers, but Brian is determined to change her mind.

When a deadbeat mother and money problems follow her to Chicago, Beth is offered a solution that could fix everything. Marrying for money seems simple enough, but when lines become blurred, Beth faces difficult choices, making her realize that the easy way out just made her life even harder than before.