A desperate plea from Cousin Annette takes Gabby to NYC just before Christmas, to unofficially hunt for a missing co-worker at Frist and Company. The FBI had an inside man on the job. When the heart of an ugly construction fraud surfaces, his bosses squeeze him to produce results for the DOJ, but he's got it bad for Annette, and that ain't good. Desperate to help her cousin navigate her way out of this legal mess and keep Annette from being incarcerated for the holidays, Gabby stumbles into an even bigger danger. The devious villain is determined to carry out his lethal plot to get away with murder!